Life Insurance
Protect yourself and your assets from the unexpected
We help to ensure that you are financially protected in case of disability, severe illness, or loss of income.
Why Choose Discovery Life Insurance
Discovery offers a range of life insurance options to suit any lifestyle at an affordable premium.
But life insurance is about more than just life cover. Have a look at the plans below:
Classic and Essential Life Plan
Life insurance for you and your family.
Flexible personal financial protection with illness and disability benefits at a cost-effective premium that rewards you for living a healthy life.
The Business Life Plan
Personal life assurance for your business.
Your Discovery Business Life Plan can cover business owners for disability, severe illness and death with a range of comprehensive benefits
The Purple Life Plan
Protection for clients with R10 million or more in cover.
Available to clients with more than R10 million in life insurance and offers customisable benefits, covering the full range of possible life-changing events.
The Smart Life Plan
Tailored life cover for people under 30.
Life insurance designed to financially protect and reward young adults, with up to 100% of your premiums back for living healthily.
The Dollar Life Plan
Life insurance that pays out in US dollars.
Comprehensive life insurance with illness and disability benefits that pays out in US dollars and rewards you for living healthily.
Global Education Protector
Protect your children's education.
Cover for your children’s crèche to university education fees if something happens to you. Plus, get up to 100% of your child’s university fees funded.
Our Reviews
Meet some of our happy clients
Jessica Smith
They made everything simple and stress-free. They took the time to understand my needs and provided solutions tailored to my situation.
I feel confident and supported in managing my finances.
Lesley-Anne Rose
Anton Moolman and his fabulous team of ladies literally sorted me out in the matter of a day.
Incredible service. I can 100% highly recommend going with Discovery for all you financial and health related needs.
Bertus Albertse
They were a game-changer for me. They secured competitive coverage and went out of their way to handle the paperwork and headaches.
Their support has been personal, efficient, and truly above and beyond.
Frequently Asked Questions When Working with a Financial Advisor on Life Insurance
A financial advisor ensures you select the right life insurance plan based on your unique needs, including your income, dependents, and financial goals. They help simplify complex policies and tailor recommendations to protect your loved ones and secure your legacy.
We’ll assess factors such as your income, debt, dependents’ needs, and future expenses (like education or housing). This personalised approach ensures you’re neither underinsured nor overpaying for unnecessary coverage.
Absolutely! Life insurance is a key component of a holistic financial strategy. We’ll help align your policy with your retirement planning, estate management, and other financial goals, ensuring a seamless approach to your financial security.
Discovery’s life insurance policies are unique because they integrate with the Vitality program, rewarding you for leading a healthy lifestyle. By working with a financial advisor, you’ll understand how to maximise these rewards while ensuring comprehensive coverage for your family.
Life changes, and so can your policy. Whether you get married, have children, or experience changes in your financial situation, your advisor will guide you in updating your life insurance to reflect your current needs.
Protect Yourself From the Unexpected
Get a customised insurance plan that financially protects you in case of disability, severe illness, or loss of income. Speak to one of our expert financial advisors today.