Medical Aid
Get a tailored plan with quality health coverage from one of our expert financial advisors
Our expert team of financial advisors will advise you on a Discovery Health Medical Scheme plan that supports and protects your current lifestyle.
We provide regular reviews and modifications, ensuring that your plan stays up to date and always to your benefit.
Why Choose a Discovery Health Medical Scheme
We all need some form of medical aid cover to make sure that we are able to get the proper treatment and care when we need it most. Without medical aid, most of us cannot afford the costs of long hospital stays or care for serious injuries, surgery or illnesses.
Medical schemes help us finance life’s unexpected health expenses. Therefore, if you don’t have medical cover yet, it makes sense to get it as soon as possible.
It can protect you against traumatic events like:
- Car accidents
- Crime-related incidents
- Sport-related incidents
It can happen to anyone at any time. The costs you incur due to these high-risk events can run into thousands of rands.
Benefits of The Discovery Health Medical Scheme
Discovery Health Medical Scheme gives you complete peace of mind that your healthcare is in good hands at every stage of your health journey.
Affordability
Contributions are on average 12% more affordable than the rest of the industry.
Benefit flexibility
Choose the benefits that meet your health, lifestyle and budget with the 24 plan options available.
Peace of mind
With the highest possible credit rating for a medical scheme, our members have the peace of mind that we will be there when they need us most.
Integrated value
Members have seamless, integrated access to health payments, access to Virgin Active & more at discounted rates, and enjoy exclusive travel rewards.
Already have medical aid?
If you already have medical aid, it’s a good idea to evaluate your cover each year to make sure that it’s still suited to your needs.
This also helps with adjusting your cover to accommodate any changes in your life or health, such as being diagnosed with a chronic condition or having a child.
Frequently Asked Questions When Working with a Financial Advisor on Your Medical Aid Plan
A financial advisor helps you navigate the complexities of medical aid options, ensuring you choose a plan that fits your health needs and budget. Advisors also provide ongoing support, helping you adjust your plan as your circumstances change.
We conduct a thorough analysis of your health needs, family situation, and financial goals to recommend a plan that provides the best coverage. We also explain the benefits and limitations of each option, so you can make an informed decision.
Your advisor stays with you throughout the journey. We assist with onboarding, claims, and any questions about your coverage. If your needs change—like getting married or having a child—we’ll guide you in updating your plan to suit your new situation.
By understanding Discovery’s products and rewards, we can help you maximise benefits while minimising unnecessary costs. For example, we’ll show you how to use Vitality rewards or choose network options to lower premiums without sacrificing coverage.
Yes! We specialise in finding plans that offer the best coverage for chronic or existing conditions. We’ll guide you through understanding Prescribed Minimum Benefits (PMBs) and other plan features to ensure you’re well-covered.
Do not let life get in the way of your health.
Get a tailored plan with quality health coverage from one of our expert financial advisors today.